#$%^&*AU2016100311A420160421.pdf#####ABSTRACT Methods and systems are provided for determining creditworthiness, such as for online merchants. For example, a system can comprise one or more memories that store sales 5 performance information regarding an online merchant. One or more hardware processors can be in communication with the one or more memories and can be operable to access the sales performance information in the one or more memories. The one or more hardware processors can be further operable to determine, at least in part from the sales performance information, a creditworthiness of the online merchant.WO 2015/047655 PCT/US2014/053284 1/4 100 - ----------------- i CLIENT DEVICE(S) 104 CLIENT PROGRAM(S) 106 -102 112 FIG. 1 THIRD-PARTY SERVER NTRK)THIRD-PARTY 108 APPLICATION 116 110 _ _ _ _ _ _ _ _ _ _ _ _ COMMUNICATIONS SERVER(S) 120 WEB SERVER API SERVER MESSAGING SERVER (WEB INTERFACE) (PROGRAM INTERFACE) (MESSAGING INTERFACE) 122 124 126 APPLICATION SERVER(S) 130 ACCOUNT PAYMENT SERVER 132 SERVER 142 LISTING DYNAMIC SELLING CATALOG CONTENT NOTIFICATION SERVER 134 SERVER MANAGEMENT SERVER 144 SERVER 138 BUYING 140 DELIVERY SERVER 136 SERVER 146 DATABASE(S) 150 SUBSCRIBER EVENTS TRANSACTION DATABASE 152 DATABASE 154 DATABASE 156
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