SYSTEM AND METHOD OF VALIDATING A RELATIONSHIP BETWEEN A USER AND A USER ACCOUNT AT A FINANCIAL INSTITUTION

摘要

#$%^&*AU2016202926A120160526.pdf#####ABSTRACT A system and method for validating a relationship between a user and a user account at a financial institution includes a data communication device, a memory, a processor coupled to the memory, and an account validation module executable by the processor. The account validation module generates a verification identifier for storage in the memory and is provided to the user, and subsequently receives a user initiated financial transaction involving the user account at the financial institution. The received financial transaction includes a comparison identifier supplied by the user. The account validation module determines whether the comparison identifier corresponds to the verification identifier for purposes of validating the relationship between the user and the user account maintained at the financial institution. cVISO4104 2016-05-06.doc1/6 104 106 108 102 110 FIG.1