首页>
外国专利>
TECHNIQUES AND SYSTEMS FOR MANAGING INVESTMENT AND INSURANCE POLICIES
TECHNIQUES AND SYSTEMS FOR MANAGING INVESTMENT AND INSURANCE POLICIES
展开▼
机译:管理投资和保险政策的技术和系统
展开▼
页面导航
摘要
著录项
相似文献
摘要
Methods, systems, and devices are disclosed for managing investment and insurance policies. In one aspect, a method for managing a life insurance policy includes receiving information associated with a permanent life insurance policy and its policy holder, analyzing the information to generate a rating value of the permanent life insurance policy, and determining if the rating value is above a minimum threshold value to admit the permanent life insurance policy into a policy optimization portfolio. The method can also include creating financial value of the policy optimization portfolio by obtaining investment funding from a financial institution based on a cash value of the admitted permanent life insurance policies, investing at least some of the investment funding in one or more financial markets to receive a financial return, and determining a distribution of the financial return to provide to the policy holder and the financial institution.
展开▼