SYSTEMS AND METHODS FOR PROVIDING VARIABLE FEE RATES FOR PROCESSING A TRANSACTION

摘要

A method for incentivizing a payment method includes providing a first fee rate for processing a payment to a payee from a payer, wherein the first fee rate is contingent upon use of a first payment method, and a second fee rate for processing the payment, wherein the second fee rate is contingent upon use of the first payment method and includes an incentive amount based on the difference between the second fee rate and the first fee rate. The method also includes receiving a selection of the second fee rate and, based on the selection, providing an incentive offer to an account holder, wherein the incentive offer is redeemable upon use of the first payment method to initiate the payment, and wherein the value of the incentive offer is based at least in part on the incentive amount.