METHOD FOR MOBILE PAYMENT AND WEARABLE DEVICE

摘要

A method for mobile payment and a wearable device are provided, the method comprising: receiving a transaction request instruction of host-based card emulation mobile terminal, the wearable device comprises security modules (S101); obtaining an identity of the host-based card emulation mobile terminal from the transaction request instruction (S102); determining whether the identity is the identity of a management entity of the security modules in the wearable device (S103); if the identity is the identity of a management entity of the security modules in the wearable device, transmitting the transaction request instruction to the security modules in the wearable device (S104). By implementing the SE function of a HCE mobile terminal in the wearable device, thereby during a NFC transaction in the HCE mobile terminal, the security of the transaction could be improved, and the risk prevention is strong.