POINT OF SALE BASED ON USER TERMINAL, AND METHOD FOR PAYMENT USING POINT OF SALE BASED ON USER TERMINAL

摘要

The present invention relates to a method for payment based on a user terminal, which can perform payment for a product or service based on a user terminal capable of performing wireless communication. More specifically, according to the present invention, the method for payment based on a user terminal enables a series of payment steps, such as generation of order information, authentication, and a request for payment approval, to be performed by using a user terminal without requiring a separate affiliated Point of Sale (POS) terminal. Accordingly, a user can skip procedures of transmitting and receiving payment information, authentication information, and the like to and from a POS terminal via data communication when purchasing a product or service.;COPYRIGHT KIPO 2016