首页> 外国专利> SYSTEM AND METHOD FOR RECOMMENDING PERSONALLY CUSTOMIZED CREDIT CARD FOR EACH PERSON

SYSTEM AND METHOD FOR RECOMMENDING PERSONALLY CUSTOMIZED CREDIT CARD FOR EACH PERSON

机译:向每个人推荐个性化定制信用卡的系统和方法

摘要

The present invention relates to a system and a method for recommending a personally customized credit card, capable of making a customer feel the maximum satisfaction in use of a credit card. According to the present invention, the system comprises: a user terminal collecting card use particulars of a user and requesting recommendation of a credit card fit to the collected card use particulars; a service provider server collecting and classifying card information to store the classified card information in a database, analyzing the card use particulars of the user according to a card recommendation request received from the user terminal, searching the card information stored in the database in order to recommend a card corresponding to an analysis result, receiving a card recommendation result from the database to transmit the result to the user terminal, and providing and changing a discount benefit of the card, and providing a card issuance and update management service; and the database storing information and data relating to various kinds of cards, and a program required for system operation, and comparing the corresponding cards according to a card information inquiry received from the service provider server. According to the present invention, a consumption pattern of a person is analyzed to recommend a customized credit card capable of providing the best benefit to each person, convenience is provided during use of the credit card, and the total service up to update after expiration of the card, since a user (customer) can feel the maximum satisfaction while using the credit card.;COPYRIGHT KIPO 2017
机译:推荐个人定制信用卡的系统和方法技术领域本发明涉及一种推荐个人定制信用卡的系统和方法,其能够使顾客在使用信用卡时感到最大的满足。根据本发明,该系统包括:用户终端,其收集用户的卡使用细节,并请求推荐适合所收集的卡使用细节的信用卡;以及服务提供商服务器收集卡信息并对其分类,以将分类后的卡信息存储在数据库中,根据从用户终端接收到的卡推荐请求,分析用户的卡使用情况,搜索存储在数据库中的卡信息,以便推荐与分析结果相对应的卡,从数据库接收卡推荐结果,发送给用户终端,并提供和改变卡的折扣优惠,并提供卡发行和更新管理服务;数据库存储与各种卡有关的信息和数据,以及系统操作所需的程序,并根据从服务提供商服务器接收到的卡信息查询来比较相应的卡。根据本发明,分析一个人的消费模式以推荐一种能够为每个人提供最大利益的定制信用卡,在使用该信用卡期间提供便利,并且在该服务到期后可以更新全部服务。信用卡,因为用户(客户)在使用信用卡时可以感到最大的满足感;; COPYRIGHT KIPO 2017

著录项

  • 公开/公告号KR101726713B1

    专利类型

  • 公开/公告日2017-04-13

    原文格式PDF

  • 申请/专利权人 LEE JONG SEOK;

    申请/专利号KR20160091392

  • 发明设计人 LEE JONG SEOKKR;

    申请日2016-07-19

  • 分类号G06Q30/02;G06F3/048;G06Q30/06;

  • 国家 KR

  • 入库时间 2022-08-21 13:25:42

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