METHOD AND APPARATUS FOR SOCIAL FUNDING USING ANALYSIS OF BIG DATA

摘要

A method and apparatus for social funding using personal credit rating estimates based on Big Data analysis. The social funding method is a social funding method for providing an environment of a mutual assistance society in a social funding device accessible to a social network service (SNS) A step of receiving a credit rating request signal for the membership candidate, a step of evaluating the creditworthiness of the member candidate by analyzing the big data of the member candidates collectable in the SNS according to the credit rating request signal, And providing a credit rating result.