BANKING USING SUSPICIOUS REMITTANCE DETECTION THROUGH FINANCIAL BEHAVIOR ANALYSIS

摘要

A method is provided for banking with suspicious remittance detection for a set of users. The method includes detecting, by a server having a processor operatively coupled to a memory, unrealistic user location movements, based on login activities and remittance activities. The method includes detecting abnormal user remittance behavior based on account activities and the remittance activities by detecting any users who are silent for a threshold period of time and thereafter remit an amount of money greater than a threshold money amount. The method includes detecting abnormal overall user behavior, based a joint user profile determined across all users from the login, remittance, and account activities. The method includes aggregating detection results to generate a final list of suspicious transactions. The method includes performing a loss preventative action for the suspicious transactions in the final list by preventing a completion of the suspicious transactions and notifying bank personnel.