SUSPICIOUS REMITTANCE DETECTION THROUGH FINANCIAL BEHAVIOR ANALYSIS

摘要

A system, method, and computer program product are provided for suspicious remittance detection for a set of users. The method includes detecting (410), by a processor, unrealistic user location movements, based on login activities and remittance activities. The method includes detecting (420), by the processor, abnormal user remittance behavior based on account activities and the remittance activities by detecting any users who are silent for a threshold period of time and thereafter remit an amount of money greater than a threshold money amount. The method includes detecting (430), by the processor, abnormal overall user behavior, based a joint user profile determined across all users from the login activities, the remittance activities, and the account activities. The method includes aggregating (440), by the processor, detection results to generate a final list of suspicious transactions. The method includes performing (450), by the processor, loss preventative actions for each of the suspicious transactions in the final list.