SHARE REDEMPTION, TRANSFER AND PAYMENT BASED CREDIT CARD REPAYMENT METHOD AND SYSTEM

摘要

A share redemption, transfer and payment based credit card repayment method. The method comprises the following steps: step 1, a merchant calling a repayment interface of a system and sending user information; step 2, the system performing an information check and displaying a credit card list page; step 3, the system receiving a credit card repayment instruction and displaying a credit card repayment page to the user; step 4, the system receiving a repayment amount input by the user, calling a merchant cashier interface, generating a funds payment instruction and sending same to the merchant; step 5, the merchant receiving the funds payment instruction, calling a funds redemption, transfer and payment interface of a third-party funds company via the system, and generating and sending a funds redemption, transfer and payment request; step 6, the third-party funds company receiving the request, performing redemption, transfer and payment processing, and returning a payment result to the system, and the system receiving the payment result and notifying the merchant of same; step 7, the system calling a credit card repayment interface of UnionPay Electronics and sending a repayment request; and step 8, the UnionPay Electronics performing repayment processing.