DYNAMIC ASSET PACKAGE AND METHODS FOR USING A DYNAMIC ASSET PACKAGE FOR ENSURING ASSET PACKAGE QUALITY FOR SECURITIZATION

摘要

A method for combining a dynamic asset package with a pool of assets prevents problems and reduces risks with asset-backed securities. The dynamic package can support removing and replacing an individual asset so that problematic assets can be replaced, thus maintaining asset package value transparently. Updates to the asset package can be recorded on the blockchain to prevent tampering. With an appropriately maintained extensive pool of assets, the methods can provide good candidates available to replace bad assets in various packages, allowing the reliable maintenance of packages at the expected quality. The pool of assets and the asset packages can be managed such that the expected flow of new assets will be sufficient to maintain the quality of the defined packages. The resulting dynamic asset package will be of good quality and the risks will be much lower than that found in conventional static asset packages.