SEAMLESS ELECTRONIC SYSTEM AND METHOD FOR APPLICATION, ACCEPTANCE OF, AUTHORIZING ACCESS TO, AND TRACKING PURCHASES MADE WITH A NEW CREDIT ACCOUNT

摘要

A seamless electronic system and method for application, acceptance of,authorizingaccess to, and tracking purchases made with a new credit account is disclosed.The method usesa mobile device to electronically apply for a new credit account and receive ametadata fileformatted for a mobile wallet on the mobile device, the metadata fileproviding a new creditaccount for making purchases via a mobile payment. A biometric security isprovided to limitaccess to the new credit account, the biometric security being different thanan input needed toaccess the mobile device. A user is authenticated with the biometric security,prior to receivingaccess to the new credit account; and initiating a mobile purchase therewith.A digital receiptidentifying one or more aspects of the mobile purchase is received.