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FINANCIAL PRODUCT RATING METHOD, SYSTEM, COMPUTER DEVICE AND STORAGE MEDIUM

机译:金融产品评级方法,系统,计算机设备和存储介质

摘要

A financial product rating method, a system, a computer device and a storage medium, wherein the method comprises: a fund transaction system screening primary financial factors and a secondary financial factor under each primary financial factor of a financial product; the fund transaction system respectively acquiring rating values of the secondary financial factors, and acquiring rating values of the primary financial factors according to the rating values of the secondary financial factors and by means of invoking a preset rating value processing mode (S2); the fund transaction system acquiring a comprehensive rating for all of the financial products in the fund transaction system according to the rating values of the primary financial factors and according to a preset calculation method, generating a ranking list of all of the financial products, and dividing the ranking list of the financial products into at least two rating levels according to a preset ratio. Thus, suitable financial products may be preferentially recommended to users by means of the described method so as to avoid only recommending high-yield financial products; meanwhile, the advantages and disadvantages of various financial products may be learned quickly.
机译:一种金融产品评级方法,系统,计算机设备和存储介质,其中,该方法包括:基金交易系统,其在金融产品的每个主要金融因素下筛选主要金融因素和次要金融因素;资金交易系统分别获取次级金融因子的评价值,并根据次级金融因子的评价值,通过调用预设的评价值处理方式,获取初级金融因子的评价值(S2);基金交易系统根据主要财务要素的评级值并按照预设的计算方法,对基金交易系统中所有金融产品进行综合评级,生成所有金融产品的排名表,并进行划分根据预设比率,将金融产品的排名列表分为至少两个等级。因此,可以通过所描述的方法优先向用户推荐合适的金融产品,从而避免仅推荐高收益的金融产品。同时,可以快速了解各种金融产品的优缺点。

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