REGTECH PLATFORM APPARATUS FOR DIGITAL COMPLIANCE AND RISK MANAGEMENT METHOD FOR RISK MANAGEMENT OF FINANCIAL TRANSACTIONS AND COMPUTER PROGRAM FOR THE SAME

摘要

The regtech platform device receives customer information related to a fintech service provided to a customer by a fintech service provider in connection with a financial company executing a financial transaction, and from the customer or the fintech service provider A transmission/reception module configured to receive a transaction request including transaction information for financial transaction; And one configured to determine one or more customer risk indicators or one or more transaction risk indicators from the customer information and the transaction information, and determine a risk level for the transaction request based on the customer risk indicator or a scenario based on the transaction risk indicator. It includes the above analysis module. According to the above legtech platform device, by monitoring the risks expected in financial services and businesses provided in partnership with financial companies and fintech companies and responding to risks in advance, it is possible to understand the changing behavior of financial users and the regulatory method of government authorities. There is an advantage of ensuring the continuity of a service or business by responding proactively and taking precautions against anticipated risks.