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首页> 外文期刊>Kiplinger's Personal Finance >'Where should I save after I've maxed out my 401(k) plan and Roth IRA?'
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'Where should I save after I've maxed out my 401(k) plan and Roth IRA?'

机译:“当我用完401(k)计划和罗斯IRA后,应该保存在哪里?”

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摘要

YOU HAVE SEVERAL OPTIONS if you're already saving the maximum in your retirement accounts, or if you earn too much to contribute the maximum. In 2014, most employees can stash up to $17,500 in their 401(k), 403(b), federal Thrift Savings and most 457 plans. You can also contribute up to $5,500 to a traditional or Roth IRA. If you're 50 or older, you can make "catch up" contributions of up to $5,500 to an employer retirement plan and $1,000 to an IRA.
机译:如果您已经在退休账户中保存了最高限额,或者您赚取了太多无法缴纳的最高限额,则您有多种选择。 2014年,大多数员工最多可以在其401(k),403(b),联邦节俭储蓄和大多数457计划中储藏$ 17,500。您还可以向传统或罗斯IRA捐款5500美元。如果您年满50岁或50岁以上,您可以向雇主退休计划“缴纳”最高$ 5,500的“追缴”供款,向爱尔兰共和军提供$ 1,000的“追补”供款。

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