In Kenya, pastoralism or nomadic livestock herding supports about six million people who mainly live in the arid lands of the country. This way of life is constantly under threat from droughts which can lead to large loss of livestock. In 2009, several organisations proposed setting up an insurance scheme which could help pastoralists overcome loss of livestock due to drought. Now the scheme has just paid out its first claim. A report by Susan MacMillan.Earlier this year, for the first time in Africa, an insurance policy that combines an Islamic-compliant financial instrument with innovative use of satellite imagery is compensating Muslim pastoralists for drought-induced losses suffered in Kenya's northeastern Wajir County, where livestock are valued at Ksh46 billion (US$550 million).
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