On the long and winding road to retirement, onebasic question repeats itself: What should I be doing now?Of course, there are dozens of more specific questions that flow from retirement planning:What should I invest in?What is the best value for money?Who can give me impartial advice?What is the cost of delay ?Am I in the right funds?At any point in time, there are the ups and downs of the financial markets to navigate. But the major themes, for the most part, are variations of that single underlying question, 'how am I going to provide for my retirement?' At an early age, say your late twenties to early thirties, it is about how to get started and build good regular pension investment habits. During peak earnings years, it is about maximising your tax efficient pension contributions, and on the verge of retirement, the questions revolve around your post-retirement income strategy.
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