ECONOMY CLASS

Paul Keegan

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ECONOMY CLASS

机译：经济舱

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WHEN THE FINANCIAL FALLOUT FROM THE PANDEMIC hit home for her last March, Meghan Fernandes was terrified. The 29-year-old mother of three lost both her jobs-first, her position as general manager of an ice-skating rink near her home in Little Falls, New Jersey, then her part-time gig as a furniture sales rep-which cut her family's income by a third. They've stayed afloat managing on husband Mike's salary from his job at an international shipping company, plus unemployment benefits, while doing everything they can to save money. Fernandes has set up tight budgets, taken scissors to her credit cards, stopped ordering takeout, slashed spending at Starbucks and Dunkin' Donuts by 75 percent and mastered the art of home haircuts for stepson Zack, 15, and sons Colton, 5, and Hunter, 2. It's been a traumatic six months, Fernandes says, but not all of the impact has been bad. As a result of her newfound frugality, she was able to pay off her student loan in August and expects to pay off her new car in 24 months and their mortgage in 10 years-a full decade ahead of schedule. "I've totally changed my outlook toward money," she says. Perhaps the biggest difference: a greater confidence in her ability to handle whatever comes her way. Before the virus, her family felt vulnerable to economic forces outside of their control. "Now, if something big happens again, I'll be ready," Fernandes says. "I know I won't get stressed out."

机译：当比三月的大流行者的金融退出时，梅根费尔南德斯吓坏了。这位29岁的母亲的三个母亲们首先失去了她的工作，她作为一名滑冰溜冰场的总经理，在她的家里，新泽西州的小瀑布，然后是她的兼职演出作为家具销售代表将她的家庭的收入分为三分之一。他们在国际航运公司的工作中留下了丈夫迈克的薪水，以及失业救济金的丈夫迈克的薪水，同时努力省钱。费尔尼斯已经建立了紧张的预算，将剪刀送到她的信用卡，停止订购摘要，在星巴克和Dunkin'Donuts的班珠上削减了75％，掌握了继母Zack，15和Sons Colton，5和Colton的艺术品Fernandes说，这是一个创伤六个月，但并非所有的影响都是坏事。由于她的新场地节俭，她能够在8月份还清她的学生贷款，预计将在24个月内偿还新车及其抵押贷款10年来提前十年。 “我完全改变了我的展望，”她说。也许是最大的区别：对她处理的能力更大的信心。在病毒之前，她的家人觉得易受控制之外的经济力量。 “现在，如果又一大的事情再次发生，我会准备好，”费尔南斯说。 “我知道我不会受到压力。”

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《Newsweek》 |2020年第7期|20-2527-29|共9页
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Paul Keegan;
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入库时间 2022-08-18 22:42:28

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8. Approximate Cores of a General Class of Economies. Part II. Set-Up Costs and Firm Formation in Coalition Production Economies [R] . Shubik, M., Wooders, M. H. 1982

机译：一般经济类的近似核心。第二部分。联盟生产经济中的设置成本与企业形成

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