McGregor Cambell's interesting article on citizen banking exposed some horrors of the US banking system and pitfalls of P2P lending (10 December, p 38). I was puzzled that he did not mention mutualised building societies, which have existed in the UK for more than a century.rnThey provide relative security and exist for the benefit of just savers and borrowers, not shareholders. Is this something else, along with the National Health Service, that Americans could do well to copy from us?
展开▼
机译：麦格雷戈·坎贝尔（McGregor Cambell）关于公民银行业务的有趣文章揭露了美国银行系统的一些恐惧和P2P贷款的陷阱（12月10日，第38页）。令我感到困惑的是，他没有提到在英国已经存在一个多世纪的相互建设的建筑协会。它们提供相对的安全性，并且存在的目的只是为了储户和借款人，而不是股东。美国人与国民健康服务局（National Health Service）一起还能从我们这里复制吗？
展开▼
