MORTGAGE FORECLOSURE

摘要

In O'Connor v. Sand Canyon Corp., 2015 WL 225423 (W.D. Va. 2015), the U.S. District Court for the Western District of Virginia declared that the execution of a mortgage assignment after a foreclosure action was brought was not exempt from the coverage of the federal Fair Debt Collection Practices Act, but that the plaintiff mortgagor failed to allege facts indicating the assignee was in fact a debt collector under the terms of the statute, and that the mortgagor lacked standing to challenge the validity of the assignment, as she was neither a party to nor a beneficiary of the assignment agreement.