San Francisco, which has been the nation's least affordable major housing market for the past two years, was supplanted by Los Angeles in Q4 2019, according to the latest National Association of Home Builders (NAHB)/Wells Fargo Housing Opportunity Index (HOI). In all, 63.2% of new and existing homes sold between the beginning of October and end of December were affordable to families earning the U.S. median income of $75,500. This is virtually unchanged from the 63.6% of homes sold that were affordable to median-income earners in Q3.
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