Modern life is password hell. No longer do we need codes just for cash machines, voice mail and computer access. On the Web, passwords have now proliferated so maddeningly that you need a secret handshake just to peek at Microsoft's support site, the one with the bug fixes that sometimes work. Sure, the magic word is stored in a "cookie" on your hard drive so that you don't have to remember it—until the disk dies or you try to access the site from a portable machine.
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