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JURIDICAL REVIEW OF SHARIA SUPERVISORY BOARD SUPERVISION ON SHARIA BANKING PRODUCTS

机译:伊斯兰亚太斯监管委员会监督司法述评伊斯兰银行产品

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The purpose of this study is to analyze the Implementation of DPS Supervision on Sharia Products PT. Bank NTB Syariah Post-conversion and analyze the Legal Consequences of Supervision by DPS Against PT Products. Bank NTB Syariah, If Not In Accordance with Sharia Principles. Normative-empirical research methods. Research approaches are Legal Approach, Historical Approach and Legal Sociology Approach. Types and data sources are secondary data and primary data. Research location at PT. Bank NTB Syariah. Data collection techniques or legal materials are techniques for the collection of secondary materials and primary materials. Data processing is processed in a coherence and systematic. The data analysis in this study is qualitative, comprehensive, and complete. The results of the study, First, based on the results of supervision for two years post-conversion, DPS said that, in general, company operational activities. Bank NTB Syariah is in accordance with Sharia Principles, Fatwa DSN-MUI and DPS Sharia Opinion from the results of supervision of SHARIA products of PT. Bank NTB Syariah. Second, If the product developed and marketed is correct from the concept side, in practice there is a mistake / error that results in the product does not meet the pillars and conditions of the contract, then the profit obtained from the contract transaction is not valid as the Bank's income, but becomes TBDSP funds. Against existing products, there is a discrepancy with sharia principles and DSN-MUI fatwas, the consequences of which can be frozen or discontinued. Settlement continues the payment transaction until it is paid off or the customer must pay off immediately.
机译:本研究的目的是分析伊斯兰州伊斯兰州伊斯兰赛产品的实施DPS监管。银行NTB Syariah后转换并分析DPS对PT产品监管的法律后果。银行NTB Syariah,如果不是根据伊斯兰教原则。规范实证研究方法。研究方法是法律方法,历史方法和法律社会学方法。类型和数据源是辅助数据和主要数据。 PT的研究位置。银行NTB Syariah。数据收集技术或合法材料是用于集合二级材料和初级材料的技术。数据处理以一致性和系统处理。本研究中的数据分析是定性,全面和完整的。研究结果,首先是根据转换后两年的监督结果,DPS表示,一般来说,公司业务活动。银行NTB Syariah符合Sharia原则,Fatwa Dsn-Mui和DPS莎拉亚意见,从PT的Sharia产品的监督结果中得到了结果。银行NTB Syariah。其次,如果产品开发和销售是正确的概念方面,在实践中有一个错误/错误导致产品不符合合同的支柱和条件,那么从合同交易中获得的利润无效作为银行的收入,但成为TBDSP资金。针对现有产品,与伊斯兰教原则和DSN-MUI FATWAS存在差异,其后果可以冷冻或停止。结算继续支付交易,直到退还或客户必须立即偿还。

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