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The Impact of Microfinance Bank on Entrepreneurship Development in Nigeria

机译:小额信贷银行对尼日利亚创业发展的影响

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This study examined the impact of microfinance bank on entrepreneurship development in Anambra State. To achieve the stated objective of the study, three research questions were formulated. The descriptive research design was adopted for the study. The population of the study was 734 staff of ten (10) selected entrepreneurial firms in Anambra State. It was impracticable to study the whole population therefore 259 staff was sampled using stratified sampling technique. Out of the 259 copies of the structured questionnaire administered to the respondents, 192 were completed and returned. The data obtained were analyzed using Pearson correlation for hypothesis one and ANOVA for hypotheses 2, and 3 respectively. The findings revealed that microfinance bank impact significantly on the development of entrepreneurship in Nigeria; that there are problems that militate against the effective financing of entrepreneurial businesses in Anambra State. Based on the findings, it was recommended that microfinance bank in Anambra State should be strengthened to embrace entrepreneurship devoid of imitation and vocational inclinations. Also adequate financial, physical and human resources should be provided by various stakeholders not only for potential but also for existing, start-ups and aspiring SMEs.
机译:这项研究考察了小额信贷银行对阿南布拉州企业家发展的影响。为了达到研究的既定目标,提出了三个研究问题。描述性研究设计被用于研究。该研究的人口是位于阿南布拉州十家(10)精选企业家公司中的734名员工。研究整个人口是不切实际的,因此使用分层抽样技术对259名员工进行了抽样。在向受访者提供的259份结构化问卷中,有192份已完成并退回。对于假设1,分别使用Pearson相关分析,对于假设2和3,分别使用Pearson相关分析和ANOVA分析。调查结果表明,小额信贷银行对尼日利亚企业家精神的发展有重大影响;在阿南布拉州存在一些问题,阻碍了对企业家企业的有效融资。根据调查结果,建议应加强阿纳布拉州的小额信贷银行,以接受没有模仿和职业倾向的创业精神。此外,各种利益相关者不仅应为潜在企业,还应为现有的,初创企业和有抱负的中小企业提供充足的财力,物力和人力资源。

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