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Pengaruh Indikator Makroekonomi Terhadap Jumlah Tabungan Pada Bank Swasta Nasional di Indonesia

机译:宏观经济指标对印度尼西亚国家私人银行储蓄额的影响

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This study aimed to analyze the effect of macroeconomic indicators of the amount of savings in the national private banks in Indonesia. The data used are secondary data from the total savings in private banks published in Banking Statistics Indonesia (SPI), reports of inflation and nominal interest rates of banks published by Bank Indonesia (BI) and GDP quarterly published by the Central Statistics Agency (BPS) for the period 2004-2008. The sampling technique used was saturated samples where all the population selected as a sample .. The results showed that the partial inflation rate has no effect on the amount of savings in private banks. While the nominal interest rate has a significant negative effect on the amount of savings and GDP has a significant positive effect on the amount of savings. Simultaneously three independent variables had a significant effect on the amount of savings. Keywords: Inflation, nominal interest rates, GDP, savings.
机译:本研究旨在分析宏观经济指标对印尼国家私人银行储蓄额的影响。所使用的数据是来自印尼银行统计局(SPI)发布的私人银行总储蓄的二级数据,印尼银行(BI)发布的银行通胀和名义利率报告以及中央统计局(BPS)季度发布的GDP数据2004-2008年期间。使用的抽样技术是饱和样本,其中所有人口都被选为样本。结果表明,部分通胀率对私人银行的储蓄量没有影响。名义利率对储蓄量有显着的负面影响,而GDP对储蓄量有显着的正面影响。同时,三个自变量对储蓄量有显着影响。关键字:通货膨胀,名义利率,GDP,储蓄。

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