Mobile money's potential to bring into the folds of the formal financial system more than 2 billion unbanked individuals - 38% of the world's adults - is phenomenal. Developing countries and emerging markets will derive a gamut of well-documented benefits from financial inclusion, from economic growth to social wellbeing. According to the Groupe Speciale Mobile Association's (GSMA's) 2015 state-of-the-industry report, mobile money is now available in 85% of countries where the vast majority of the population lacks access to a traditional financial institution. At least 19 markets have more mobile money accounts than bank accounts.
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