Astand-up comic would have called it, "a tough room."rnOn the closing morning of ABA's National Conference for Community Bankers, in late February, regulators met with bankers in separate sessions organized according to their lead federal agency. A last-nunute substitute from FDIC had given a "state of the industry" slideshow and started answering questions. As the bankers heard her out, and began asking questions, tensions grew. Three days of being steeped in shared frustration didn't improve the mood.
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