Funding Your Sunset Years

摘要

What do you feel when you think about retirement―dreaded uncertainty or blissful anticipation? Most cleaners don't want to think about it, but one day, will be itching to stop working and start enjoying the fruits of their labor. Unless you built a huge business, won the lottery or decided to end your years as a hired hand for someone else, you'll face hard questions. The first consideration is whether you have enough capital to retire. You hear all sorts of advice―some say one needs at least $2 million; others advise that there can never be enough because inflation keeps eating away at capital. Yet the truth of the matter is that some people manage adequately on much less. In this column, I'll help separate the myth from the reality, and face the retirement issue head-on.