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Public Awareness of Genetic Nondiscrimination Laws in Four States and Perceived Importance of Life Insurance Protections

机译:公众对四个州的遗传非歧视法的认识以及人们对人寿保险保护的重视

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摘要

Genetic testing has grown dramatically in the past decade and is becoming an integral part of health care. Genetic nondiscrimination laws have been passed in many states, and the Genetic Information Nondiscrimination Act (GINA) was passed at the federal level in 2008. These laws generally protect individuals from discrimination by health insurers or employers based on genetic information, including test results. In 2010, Connecticut, Michigan, Ohio, and Oregon added four questions to their Behavioral Risk Factor Surveillance System (BRFSS) survey to assess interest in genetic testing, awareness of genetic nondiscrimination laws, concern about genetic discrimination in determining life insurance eligibility and cost, and perceived importance of genetic nondiscrimination laws that address life insurance. Survey results showed that awareness of genetic nondiscrimination laws was low (less than 20 % of the adult population), while perceived importance of these types of laws was high (over 80 % of respondents rated them as very or somewhat important). Over two-thirds of respondents indicated they were very or somewhat concerned about life insurance companies using genetic test results to determine life insurance coverage and costs. Results indicate a need for more public education to raise awareness of protections provided through current genetic nondiscrimination laws. The high rate of concern about life insurance discrimination indicates an additional need for continued dialogue regarding the extent of legal protections in genetic nondiscrimination laws.
机译:在过去的十年中,基因检测取得了巨大的发展,并已成为医疗保健的组成部分。遗传非歧视法已在许多州通过,2008年联邦通过了《遗传信息非歧视法》(GINA)。这些法律通常保护个人免受健康保险公司或雇主基于遗传信息(包括检测结果)的歧视。 2010年,康涅狄格州,密歇根州,俄亥俄州和俄勒冈州在行为风险因素监视系统(BRFSS)调查中添加了四个问题,以评估对基因测试的兴趣,对遗传非歧视法的认识,在确定人寿保险资格和成本时对遗传歧视的关注,并认识到涉及人寿保险的基因非歧视法律的重要性。调查结果表明,人们对遗传非歧视法律的认识很低(不到成年人的20%),而对这类法律的重要性却很高(超过80%的受访者认为它们非常重要或有些重要)。超过三分之二的受访者表示,他们对人寿保险公司使用基因测试结果来确定人寿保险的承保范围和成本非常或有些担心。结果表明,需要进行更多的公共教育,以提高人们对通过现行遗传非歧视法提供的保护的认识。对人寿保险歧视的高度关注表明,还需要就遗传非歧视法中的法律保护范围继续进行对话。

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