On the basis of the specialized investigation on the financing guarantee industry of five northwestern provinces and re-gions, the paper expounds three forms of financing guarantee industry and financing cost. The paper comparatively analyzes the operat-ing condition of state-owned and private guarantee companies, introduces the main measures of the government’s support for financ-ing guarantee companies, sums up experience and lessons through analyzing the financing guarantee cases, analyzes the existing diffi-culties and risks of financing guarantee industry, and puts forward policy suggestions on promoting the healthy development of the fi-nancing guarantee industry in the northwestern regions.%本文在对西北五省区融资担保行业进行专题调研的基础上,阐述了融资担保行业的三种形式与融资成本。对比分析国有与民营担保公司运营状况,介绍支持融资担保公司的主要措施;通过解析融资担保案例,总结经验教训;分析了融资担保行业存在的困难与风险,提出促进西北地区融资担保行业健康发展的政策建议。
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