金融支持、农户行为与农地流转

摘要

农户可获得的金融支持情况对农户流转行为及农地流转规模具有重要影响。本文基于陕西省农户获得金融支持情况，采用多元logit模型和Tobit模型对样本数据进行计量分析，结果表明农户是否获得农业贷款、是否获得农业补贴、过去三年是否有借款、是否从正规机构借款以及借款的难易程度等金融支持变量对农户流转行为和流转规模有显著的影响。最后根据研究结论在财政金融、政策性金融、银行金融和金融产品创新等方面提出了相关建议，并对土地流转的非粮化与国家粮食安全问题进行了进一步讨论。%The financial supports that farmers can obtain have vital impacts on famers’ transfer behaviors and the scale of farm-land circulation. Based on the situation of famers’ financial supports in Shaanxi province, the paper makes a quantitative analysis on sample data by using the multivariate logit model and Tobit model. The results show that the financial support variable such as whether farmers could get agricultural loans and subsidies or not, whether there were loans for the past three years or not, whether the loans were from formal institutions or not and whether it was easy to borrow loans all affect famers’ circulation behaviors and the scale of farmland circulation in different degree. Finally, the paper puts forwards some relevant suggestions on fiscal finance, poli-cy-based finance, banking finance and financial product innovation according to the research conclusion, and makes further discussion on non-food of land circulation and national food supply security.