广州市小额贷款公司农业贷款的现状、问题及对策建议

摘要

小额贷款公司是广州市金融服务体系的重要组成部分，对缓解“三农”、中小企业和个体工商户融资需求意义重大。本文根据广州市小额贷款公司的发展现状，分析了小额贷款公司在发放农业贷款中存在的问题及其原因，并提出了相应的对策建议。%Micro-credit company is an important part of the ifnancial service system in Guangzhou, it is signiifcant to release the pressure of‘three rural issues’, small medium-sized enterprises and individual business’s ifnancing requirement. Based on developing situation of Guangzhou Micro-credit company, the author analyzed the existing problem and its forming reasons of Micro-credit company’s granting agricultural loan. At last, corresponding suggestions were given.