农户参与森林保险意愿的实证分析——以江西为例

摘要

The study makes an empirical analysis of households' willingness to participate in forest insurance by adopting the Logistic model.The result of regression indicates that the significance variables include householder's age,their main source of household income, extent of economic losses caused by disasters, whether households have experienced forest disasters or not,how much know about the forest insurance, what attitude hold toward the demanding of forest insurance, what attitude hold toward forest insurance premiums, how much insurance can compensate, what willingness to participate in such insurance programs with state-subsidies.%对农户参与森林保险意愿进行实证分析,利用Logistic模型对影响农户参与森林保险的各个因素进行回归.结果表明:显著的变量有户主的年龄、家庭收入的主要来源、林业灾害带来的经济损失程度、农户的森林是否经历过灾害、农户对林业保险的了解程度、农户对森林保险的需求态度、森林保险的索赔额度、农户对森林保费的态度、国家补贴保费下的参保态度.