关于山西省城镇居民家庭理财投资状况的调查分析

摘要

对山西省城镇居民家庭理财投资状况进行调查分析.山西省居民家庭理财投资存在的问题:山西省城镇居民家庭理财投资过分依赖储蓄;理财投资观念不科学;获取理财知识的途径不规范;理财投资风险倾向性偏向于保守;理财投资缺乏科学的规划.建议:合理使用各种理财工具;树立正确的理财观念;建立健全理财专业知识的普及渠道;树立正确认识风险和防范风险的意识;制定科学合理的理财投资规划.%This paper analyzed about the present situation of financial investment of urban households in Shanxi Province.Households in Shanxi Province the current situation of the financial investment are: financial investment to rely too much on saving of urban households in Shanxi Province,Financial investment concept is not scientific,Access to the financial management knowledge is not standard;Financial investment risk propensity towards conservative,Finance investment lack of scientific planning.Suggested that the reasonable use of various financial tools,Set up the correct financial management concepts.Establish and improve the financial professional knowledge popularization channels,Set up the correct understanding of the risks and risk prevention consciousness;Formulate a scientific and reasonable financial investment plans.