我国城市商业银行与地方经济发展关系研究——以徽商银行为例

摘要

City Commercial Bank as an important part of the commercial bank, its performance is influenced by local economic development level. The main problem City commercial Banks facing at present in China is that the relationship between city commercial bank and the government, enterprises, residents, interbank fi- nancial system is not harmonious. This paper takes HUISHANG BANK as an example, trying to explore how the city commercial Banks act as the stimulation of local economy and in the mean time improve their own management policy.%城市商业银行作为商业银行的重要组成部分,其绩效受地方经济发展水平影响很大。现阶段我国城市商业银行面临的主要问题在于城市商业银行与政府、企业、居民、银行同业间金融共生关系的不和谐性。文章以徽商银行为例试图探索城市商业银行如何利用其对地方企业等的刺激作用,改善自身的经营政策和方针,从而提升自身的整体经营水平,并进一步实现其内涵可持续发展,最终提高对地区经济的贡献度。