在互联网时代, 金融技术及贸易模式不断发展, 驱动网络技术由移动互联网、云计算等应用层面转向了区块链等底层技术的创新.本文对区块链技术产生背景、基础结构、类型和发展阶段等做了阐述, 用智能合约为例解析区块链的运作模式, 分析了区块链的应用前景及存在风险.%The financial technology and trade models have been rapidly and continuously developed in the new era of internet, which driving network technology has shifted from the application level such as mobile Internet and cloud computing to the innovation of the underlying technologies such as blockchain. In this article, the block chain technology is elaborated from the background, structure, type and development stage, and using the Smart Contract as an example to analyze the operation mode of the blockchain. The application prospect of blockchain and its risk has been reviewed and analyzed at the end.
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