渔业互保引入公估机制的探索

摘要

The article analyzes the fishery's current situation and existing problems,introducing the current public adjuster mechanism in the commercial insurance,putting forward the feasibility of leading the public adjuster system in the fishery mutual insurance,so that it can promoting the scientific and fair evaluation of the reason,responsibility and the loss amount in some cases in the fishery mutual insurance.%针对我国渔业互保现状存在的问题,介绍了目前商业保险中的公估机制,提出了在渔业互保中引入公估机制的可行性,以促进渔业互保工作对理赔案件的出险原因、责任归属、损失金额等做出科学、公允的评估。