农村金融产品创新及信贷风险问题研究——以吉林省龙井市为例

摘要

Rural financial product innovation, is the family farm and other new type of agricultural management main body development the key to the capital bottleneck problem, and promote the economic development of agriculture, rural areas and farmers ", an effective approach to increasing farmers' income to get rich. The effective way of funding needs of agricultural production. Although rural financial product innovation to solve the financing problem of new type of agricultural management main body, but the potential financial risk problems we also should strengthen the research and attention.%农村金融产品创新,是破解家庭农场等新型农业经营主体发展资金瓶颈问题的关键,也是促进"三农"经济发展,加快农民增收致富的有效途径和满足农业生产资金需求的有效途径.农村金融产品创新虽然解决了新型农业经营主体的融资难题,但其潜在的金融风险问题我们也应加强研究和予以关注.