我国商业医疗保险需求因素的实证研究

摘要

Commercial medical insurance is an important part in the medical security system, so far it is still in the early stages of development in China, but rapid development in general, with the high - growth but also accompanied by uneven development. This article from the demand point of view, using the gray correlation analysis, explores a variety of demand factors on the extent of the impact of commercial medical insurance. This will contribute to a reasonable understanding of China＇ s medical insurance market imbalances in the current development, and make some policy recommendations on the reform and development.%商业医疗保险是医疗保障体系的重要组成部分，至今在我国还处在发展的初级阶段，但总体上发展速度很快。在高增长的同时也伴随着发展不平衡。本文从需求的角度，运用灰关联分析法，探求各种需求因素对商业医疗保险的影响程度。将有助于合理地认识我国医疗保险市场不平衡的发展现状，并为我国的商业医疗保险的改革与发展提出政策建议。