规范发展我国p2p网络借贷平台的思考

摘要

p2p网络借贷平台凭借其方便、快捷的特点，近几年发展迅速．它给我们带来方便的同时，也带来了一系列问题，如监管缺位，法律缺失，风险较大等。为尽快规范我国p2p借贷平台的稳定健康发展，我国应尽快出台相关法律法规，引导我国p2p行业尽快走向成熟。%The p2p network lending platform develops quickly because of its convenience and speed in recent years. It brings us convenience and, as well as a series of problems, such as the absence of regulations, laws, bigger risk, etc. Our government should issue the relative laws and regulations and guide our p2p industry to go to maturity in order to realize the steady and healthy development.