商业健康保险在医疗卫生服务中的作用

摘要

The article describes the theoretical basis, effect and drawback on commercial health insurance to medical and health service. The author also proposes some suggestions on the function elaboration of commercial health insurance, so as to provide theoretical references for the development of commercial health insurance on improving medical and health service.%本文阐述商业健康保险作用于医疗卫生服务的理论基础,分析商业健康保险对医疗卫生服务的作用及其不足的原因,对商业健康保险发挥在其医疗卫生服务中的作用提出对策建议,为发展商业健康保险促进医疗卫生服务提供了理论借鉴.