中小企业融资体系构建的路径选择与有效性研究

摘要

Small and medium-enterprises（SMEs） are important pillars of national economy,but the problem hard to finance has limited their development all the time.Through the analysis on financing situation of SMEs,this paper tries to put forward the general line of thoughts of building financing system of SMEs,and to further improve the financing system of SMES that consists of government support system,indirect financing system,direct financing,and credit service system to better serve SMEs’financing.%中小企业是国民经济的重要支柱,但融资难问题一直制约中小企业发展。本文试图通过对中小企业融资状况的分析,提出构建中小企业融资体系的总体思路,进而完善由政府支持体系、间接融资体系、直接融资体系和信用服务体系有机组成的中小企业融资体系,从而更有效为中小企业融资服务。