完善我国P2P网络贷款行业信用风险防范策略研究

摘要

伴随着P2P网贷行业的快速发展，信用风险成为最主要风险，该风险同时制约着投资方和贷款方。为了使P2P网贷健康发展，兼顾双方利益，应从我国实际出发，通过完善征信体系、健全法律体系、加强外部监管和行业自律化解P2P网贷信用风险。%With the rapid development of the P2P network credit industry,the credit risk become the main risk,the risk also restricts the investment and loans. In order to make the healthy development of the P2P network lending,taking into account the interests of both sides, should from our country reality,through the improvement of the credit system,perfect law system,strengthen the external supervision and self-discipline to resolve the P2P net loan credit risk.