新常态下,小微企业的健康发展对于增强经济增长活力、转变发展方式及保持社会和谐稳定具有重要意义. 目前,小微企业已经成为河南实体经济的重要组成部分,但全省小微企业金融服务方面仍存在一定的问题,表现为金融支持力度低、融资成本高及金融服务内容单一等. 为了提升小微企业金融服务支持力度和水平,全省需要加大小微企业有效信贷投放,降低金融服务成本,丰富金融业态,拓展金融服务的内容,进一步深化金融改革.%The healthy development of small & micro enterprises is of important significance for enhancing the vitality of economic growth, changing the economic development pattern, and maintaining social harmony and stability under the new normal mode.The small & micro enterprises have become an important part of the real economy in Henan Province at present.However, there are still some problems in financial services for small µ enterprises, for example, low financial support, high financing cost, single content in financial services, etc. Therefore, in order to enhance financial services supporting efforts and level for smallµ enterprises in Henan Province, we should increase effective credit loan placement, reduce the cost of financial services, enrich financial industry formats, expand the contents of financial services, and further deepen financial reforms.
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