中国储蓄率持续居高不下的原因与影响分析

摘要

Since the Chinese economic reform, China's saving ratio has been at a continuously high level and shows a rising tendency in the future. Through an analysis of the government savings and the household savings, this essay finds out that while the proportion of the government saving has increased, that of the household saving has actually declined. Apart from providing reasons for the high savings ratio, the essay also presents some policy measures to solve the problems.%改革开放以来，我国的储蓄率不仅一直居高不下，而且有上升的趋势。本文通过对我国的政府储蓄和居民储蓄部门的储蓄状况分析，得出在我国储蓄率不断上升的情况下，我国政府部门的储蓄比重是不断加大的，而居民的储蓄比重是呈下降的趋势，通过探讨储蓄率居高不下的原因，提出相应的政策措施。