Research on the Poverty Reduction Effect of the Basic Pension Insurance System for Urban and Rural Residents---Based on a Survey of 13 Provinces in the East, Central and West

摘要

The basic old-age insurance for urban and rural residents in China is closely related to the problem of poverty in the elderly. Taking 13 provinces of Chinese eastern, central, and western as a reference sample to conduct a survey on the poverty reduction effect of the pension insurance system for urban and rural residents. In order to evaluate the poverty reduction effect, the pension replacement rate (T) is used as an intermediary variable, the income-increasing effect of old-age insurance replaces the effect of poverty reduction to evaluate its poverty reduction effect. The survey found that: urban and rural residents' old-age insurance effectively exerted the effect of poverty reduction, which is affected by the payment grade selected by residents, but the effect of poverty reduction is generally weak and there are large regional differences. In order to effectively alleviate the poverty of the elderly, it is urgent to increase financial investment in the elderly care service system in the 14th five-year plan period, to improve the insurance payment mechanism, and to increase financial support.