Management of Individual Consumption Credit Risk Based on Financial Ecology

摘要

Developing the individual consumption credit business is beneficial to the expanding domestic consumption demand, and the growing of economic. At present, there exist many limitations in the development of consumer credit business in China's commercial Banks, and risk is gradually revealed. Based on the concept of financial ecology, this paper analyzed the necessity of construction of financial ecology system to individual consumption credit risk management. Considering that financial ecology and individual consumption credit risk management has the function of mutual promotion.