Research on Internet Financial Supervision System

摘要

With the development of information technology, the finance capitalizes on the internet and constantly creates new financial models, which constitutes the generalized Internet Finance. Without changing the nature of finance, the Internet Finance just improves its efficiency through the combination of new elements. This paper proposes the way to complement the Internet financial supervision system under the new situation. We analyze the challenges brought by the new Internet finance to the traditional supervision methods, and summarize their shortage. It suggested that the platform supervision system, investor protection system, small issue exemption system, and Internet financial supervision coordination mechanism should be established on the basis of philosophies such as principle supervision, restricted supervision, and bottom line supervision.