An Empirical Study of Commercial Banks Performance: The Indonesian context

摘要

The bank's performance is the achievement of the bank's operational activities in using its resources. The purpose of this study is to test the performance of banks listed on the Indonesia Stock Exchange. The data used is secondary data, which is obtained by purposive sampling method, and data analysis using multiple regression methods. The result shows that the Capital Adequacy Ratio, Operating Costs, and Loan to Deposit Ratio have a negatively and significantly influence to Return on Asset. The interest rate has a positive affect and significant. While Non-Performance Loan and the Inflation Rate is not a significant determinant of the performance of Return on Assets in Indonesian Banks.